TMS Pricing Guide
We believe effective depression treatment should be accessible. Here’s what you need to know about cost and coverage.
Insurance Coverage & TMS Therapy Cost Estimator
Check your eligibility for coverage
See estimated costs based on your income and treatment plan
Please note
The cost of TMS therapy varies widely depending on your insurance plan, ranging from no cost to several thousand dollars. We verify your benefits before treatment so you can make an informed decision.
Contact us with your insurance details, and we'll provide a personalized breakdown of your out-of-pocket costs if eligible for coverage.
How did you find us?
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How do you want to calculate the costs?
Insurance — Checks if you meet insurance criteria for TMS therapy based on age, diagnosis, treatment history, and contraindications. Contact us with your insurance details, and we'll provide a personalized breakdown of your out-of-pocket costs if eligible for coverage.
Pricing — Calculates the total cost of TMS treatment based on gross family income and selected treatment type. (Applies to self-pay patients only)
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Are you 18 years or over and do you live in the United States?
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Have you been diagnosed with depression?
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Have you been prescribed different courses of antidepressants due to lack of effectiveness?
Common antidepressants can include: Citalopram (Celexa), Escitalopram (Lexapro), Sertraline (Zoloft), Paroxetine (Paxil), Fluoxetine (Prozac), Bupropion (Wellbutrin), Venlafaxine (Effexor), Desvenlafaxine (Pristiq), Duloxetine (Cymbalta).
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When taking your antidepressants, have you experienced any of the following?
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Have you accessed talk therapy or counseling?
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Which treatment are you considering?
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What is your gross family income?
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Based on your answers, it's unlikely you are suffering from long-term depression or your current medication plan is working.
TMS may be a drug-free option in the future.
The cost of TMS therapy varies widely depending on your insurance plan, ranging from no cost to several thousand dollars. We verify your benefits before treatment so you can make an informed decision.
Contact us with your insurance details, and we'll provide a personalized breakdown of your out-of-pocket costs if eligible for coverage.
Based on your answers, You may meet standard criteria to have TMS therapy covered by insurance.
The cost of TMS therapy varies widely depending on your insurance plan, ranging from no cost to several thousand dollars. We verify your benefits before treatment so you can make an informed decision.
Contact us with your insurance details, and we'll provide a personalized breakdown of your out-of-pocket costs if eligible for coverage.
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TMS is FDA-approved and covered by most major insurance plans.

We offer clear self-pay pricing with sliding scale options available

Third-party financing options are available if needed.

Our cost estimator makes it easy to see what you might pay - no surprises.
Covered by Insurance
- Most major insurers cover TMS for depression, including Aetna, Cigna, Anthem/BlueCross BlueShield, Medicare, Kaiser, and UnitedHealthcare.
- Our team handles verification and pre-authorization.
- We’ll walk you through coverage and any out-of-pocket costs before starting.

Treatment Options & Costs
If paying out of pocket, here's what each treatment option costs. Prices shown are our standard self-pay rates.
View sliding scale rates by income
Prices reduce significantly based on household income — click to see the full breakdown
| Household income | Standard prepay | Standard PAYG | Accelerated 5-day |
|---|
ONE-D is a flat rate of $3,500 regardless of income bracket. Custom arrangements available — just ask.
Book a free consultation to discuss your options →Financing

We provide access to third-party financing options (including plans with interest-free periods for qualified applicants).

Our team can guide you through the process and help you apply.
Frequently Asked Questions
Is TMS covered by insurance?
Yes - most major insurance plans cover TMS for depression, including Medicare, Aetna, Cigna, Kaiser, Anthem, and UnitedHealthcare. We handle verification and pre-authorization so you know your costs up front.
What if I don’t have insurance?
We offer clear self-pay pricing starting from $6,000 for a standard course, with sliding scale rates available based on household income. We also work with a third-party financing provider to help spread out the cost if needed.
How much does TMS cost out of pocket?
Self-pay pricing varies by income and payment type:
- Prepay packages: $6,000 for 36 sessions
- Pay-as-you-go: $6,500
- Accelerated TMS (5-day course): $7,500
- ONE-D (single-day course): $3,500
We’ll walk you through options during your consultation.
Is Accelerated TMS covered by insurance?
Accelerated TMS is not typically covered by insurance at this time. There are a few insurers covering up to twice daily sessions, however, ask us if your insurance might cover this. We offer an all-inclusive self-pay rate of $7,500 for our 5 day course with 10 sessions each day, with financing support available.
Can I finance my TMS treatment?
Yes. While we don’t offer in-house financing, we partner with a third-party company that provides financing options, including interest-free periods for qualified applicants.
When will I know what I’ll pay?
After your initial consult and insurance verification, we’ll give you a clear breakdown of your costs - no surprises.
Not Sure Where to Start?
Take a quick quiz to get answers about your care options, coverage, and costs - in under 2 minutes.

Is TMS Right for Me?
Find out if TMS is a good fit for your symptoms and treatment history.

Quick 9-question screening

No pressure, no commitment

Personalized feedback
Our shared inspiration is to alleviate mental illness and improve the mental wellbeing of the patients we treat. We respect all backgrounds and cultures and want to hear our patient’s stories to best guide care. During treatment, we reinforce positive wellness practices, help maximize lifestyle modifications, and integrate rTMS therapy into a patient’s overall mental and physical health treatment.
Samuel B. Clinch, M.D
Medical Director

Services & Resources

Us vs Them
What sets Inspire TMS apart from typical TMS providers
Inspire TMS Denver
Sliding Scale Pricing Available
5-day Accelerated TMS Protocol
10–15 min call with Doctor
Focused Exclusively on TMS
>80% Clinic Response Rate
Cost Estimator Tool
15,000+ Treatments Completed
Other Clinics
Fixed Pricing Only
Often Unavailable
Long Wait or Intake Staff Only
Larger Multi-Service Clinics
Unpublished or National Data
No estimator or Guidance
Unknown Volume
Hear What Our Patients are Saying
40+ Five Star Reviews on TMS Therapy In Denver, Colorado
TMS Learning Center
Featured Resources




Why Choose Inspire TMS Denver
We combine clinical expertise with a personalized, patient-first approach. From board-certified care and flexible pricing to proven treatment outcomes, we’re here to help you find lasting relief - with support every step of the way.

Affordability Made Simple
Insurance, Financing & Sliding Scale Options

Board-Certified Psychiatrist
Over 10 Years of Clinical Experience

Fast-Track TMS Option
5-Day Protocol for Faster Relief

Proven Patient Outcomes
Success Rates Tracked In-Clinic

Free Doctor Consultation
No Obligation, 10–15 Minute Intro Call

Personalized Care Plans
Tailored TMS Treatment for Every Patient











